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Author Topic: Theives Strike  (Read 8282 times)

Offline cattlejunky

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Re: Theives Strike
« Reply #15 on: March 31, 2008, 11:54:29 AM »
Well the story gets better.  not only were we victimized by the theif, we are now being victimized by the insurance company!  State Farm is going to lose all of our money today.  We are pulling it all.  While this 4 wheeler was strictly for Farm use they want to say it was for recreational use and not cover it.  It had a grass seeder on the back when it was stolen.  Needless to say I got a little mad after talking to the lady in the claims dept and was even hotter when I called my agent. (argue). My husband is so mad he is shaking.  So we get screwed twice!  I told the agent we shouldn't even have insurance it is waste for us in this matter.  Oh I am so mad I could spit!  Like one of you said the law is on the criminals side and if this person was caught they would get a slap on the wrist. 

Offline red

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Re: Theives Strike
« Reply #16 on: March 31, 2008, 12:01:32 PM »
deep breathes! Remember to think good thoughts! I used to see red during those times but my new drugs help a lot.

It is very fustrating dealing w/ insurance. can't live w/ it can't live without it!

Red
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but most succeed because they are determined to."
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Offline cattlejunky

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Re: Theives Strike
« Reply #17 on: March 31, 2008, 12:04:27 PM »
deep breathes! Remember to think good thoughts! I used to see red during those times but my new drugs help a lot.

It is very fustrating dealing w/ insurance. can't live w/ it can't live without it!

Red
I will get my brwon paper bag out and have a pina coloda, maybe that will help mellow me out.

Offline garybob

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Re: Theives Strike
« Reply #18 on: March 31, 2008, 12:42:21 PM »
Ain't no better in Arkansas, especially with Farm Bureau. They might as well call themselves the "Suburban League", as there's nothing 'farm'' about it, anymore. Just an insurance company with rural roots.

GB

Offline DLD

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Re: Theives Strike
« Reply #19 on: March 31, 2008, 01:37:30 PM »
Our insurance is with Farm Bureau, and a couple of years ago we got a notice that ATV's of any kind/use would no longer be covered under our farm policy. They only cover them under a seperate, specific policy...

I knock on wood when I say we've been lucky and haven't lost much to theft over the years. I have a couple of theories on that, as some of our neighbors have been hit repeatedly. Mostly that my schedule is very unpredictable, and the way we're situated here, anybody caught here would be pretty much trapped (or at least their vehicle would). In any case, we do try to be careful to keep things put away, but in the end, if somebody wants something bad enough, they're gonna take it...
I know there's a balance
I see it when I swing past...
- John Mellencamp

Offline knabe

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Re: Theives Strike
« Reply #20 on: March 31, 2008, 01:40:32 PM »
cattlejunky, it may already state in your policy the 4wheeler was inelgible.  it might be time for an onsite review by both them and a competitor.  covering theft, especially if lodged in a locked barn might change matters.  i know it did for our cars being in a locked garage instead of outside at night.
"The generation that told us to question authority, has now become the Authority we cannot question!"

Offline LinZ

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Re: Theives Strike
« Reply #21 on: March 31, 2008, 01:41:47 PM »
forgot about that one. we started using Anhydrous. scares me to think they could be tampering w/ the tanks.

Actually herion is a huge problem in Kenton.

Zach- are'nt you supposed to be school?  ;)


Red


  We used to use Anhydrous for fertilizer and had to stay up most nights regardless of weather watching for theives. Had them hide tanks in the woods if we were out at the moment so they wouldnt have to carry them back and forth as far if we had some. Chased plenty of them til the law caught up and took them to jail. Most came armed and this was all very close to our house. Some were doped up at the time, some werent .. one time had 2 guys run from the law into the woods on our farm only to come out the next day begging someone to call the cops with so many bug bites and sunburnt..it was quite funny they were from out of town and didn't realize the wonderful time one can have in a south alabama swap in July. Caught 2 one time when we were out looking hiding behind my horses thinking we couldnt see them and we had the dog with us that night and had him chase the horses with them holding onto their halters. We finally stopped using it although for almost a year after we stopped we could ride the fence lines and find butane tanks and such left behind. Crazy world these days.
Opportunity is missed by most people because it is dressed in overalls & looks like work.
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Offline SRU

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Re: Theives Strike
« Reply #22 on: March 31, 2008, 02:11:13 PM »
i thought the manufacturers started treating it so that it could no longer be used to make meth
IF HYPOCRACY WERE AN ENERGY SOURCE, WE COULD DRILL IN CONGRESS.
When you come to the edge of all the light you know, and are about to step into the darkness of the unknown, faith is knowing one of two things will happen: there will be something solid to stand on, or you will be taught how to fly.

Offline cattlejunky

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Re: Theives Strike
« Reply #23 on: March 31, 2008, 03:01:12 PM »
Our insurance is with Farm Bureau, and a couple of years ago we got a notice that ATV's of any kind/use would no longer be covered under our farm policy. They only cover them under a seperate, specific policy...

I knock on wood when I say we've been lucky and haven't lost much to theft over the years. I have a couple of theories on that, as some of our neighbors have been hit repeatedly. Mostly that my schedule is very unpredictable, and the way we're situated here, anybody caught here would be pretty much trapped (or at least their vehicle would). In any case, we do try to be careful to keep things put away, but in the end, if somebody wants something bad enough, they're gonna take it...
We took the policy out in 2003.  I have the write up from the agent.  We wanted it to cover all farm related items and atv's.  The policy states that ATV's are covered under the farm policy if used for farm, which this one was. It is possible that they will cover it under our homeowners.  Our agent has not called back and I talked to him this am. I am not sure if State Farm was not requiring a seperate policy for 4-wheelers, but that was never brought up to us.  it states that if it is for off road use and used in the daily operation on the farm it is covered.  We will fight it.  Knabe, we are already on to getting new quotes and a better agent.  I have two coming tomorrow.  Its funny both of the agents I talked to today mentioned the seperate coverage for 4-wheelers. 

Offline savaged

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Re: Theives Strike
« Reply #24 on: March 31, 2008, 10:34:09 PM »


We have a wireless driveway monitor that produces a loud buzz in the receiver, and it has worked well for us.  We are back a long lane, and I think what has really helped is our alarm system in the barn.  We have stickers on the barn door, and all the doors are equipped with sensors.  Also, we have a VERY loud external siren mounted to the top of the barn.  Even if someone breaks in, they would have to be REAL gutsy to stick around long enough to load-up equipment.  The system is monitored as well.   I think it is worth the money, and we can list it as farm expense on tax returns.



Offline shortdawg

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Re: Theives Strike
« Reply #25 on: March 31, 2008, 10:41:18 PM »
Zach- what is the drug that's causing the most problems in your area? I know years ago it was marijuana that was such a problem but it might be Oxycontin now.

Red

Red, What is Oxycontin ? Is it another name for a more common drug ? Down here the meth deal is of epidimic proportions. It is made out of all kinds of stuff. It's no wonder it makes people look so bad that use it.
Eph. 2:8-10

Offline Olson Family Shorthorns

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Re: Theives Strike
« Reply #26 on: March 31, 2008, 10:46:16 PM »
Shortdawg- Oxycotin is a really strong painkiller.  Meth, marijuana, and shrooms are the biggest drugs here in IL.  It's crazy how many meth labs there are around. I found three in just one of our fields two falls ago.  Our county has a special meth team.  We're one of the worst counties in the state for meth.  Super bad stuff.
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Offline red

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Re: Theives Strike
« Reply #27 on: April 01, 2008, 08:24:17 AM »
Shortdawg- oxycotin is legal if prescribed by a doctor. Very addictive. It is being sold on the steets & called Hillbilly herion. A lot of pharmacies don't carry it becasue the get robbed. I'm not sure how they take it to get high.

Red
"People don't care how much you know until they know how much you care"
" Some succeed because they are destined to,
but most succeed because they are determined to."
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Offline Zach

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Re: Theives Strike
« Reply #28 on: April 01, 2008, 02:48:03 PM »
All i know is robbing people for drug money or what ever and all these labs and stuff is some BS
The livestock (show) industry is a tough one- if you've never had anything worth a damn you might as well go on the internet and rundown everybody you can.

Offline garybob

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Re: Theives Strike
« Reply #29 on: April 01, 2008, 03:32:31 PM »
Shortdawg- oxycotin is legal if prescribed by a doctor. Very addictive. It is being sold on the steets & called Hillbilly herion. A lot of pharmacies don't carry it becasue the get robbed. I'm not sure how they take it to get high.

Red
Oxycontin is a strong, narcotic, and highly addictive pain killer, administerd  in the pill form, and prescribed for persons in the final stages of most terminal cancers.

GB

 

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