Insurance questions

[GLZ]

So I bought a bred heifer this weekend.  I am pretty excited about her, but I have had a terrible run on bred heifers lately.  It seems like everything I buy winds up with a disaster involved come calving time.

Because of my recent run I have decided to buy insurance on every bred heifer I purchase from here on out.  I would keep insurance on to them at least until they wean the first calf.

Any recommendations of people to deal with. 

Is the going rate about $6 per $100?

 

[Malinda]

Hey StillLearning,

Congratulations on your new heifer.

I think insuring heifers at least through that first calving is a very good idea and a good business decision.

I might be wrong, but I believe the rate is $6/$1000 not 6/100. A $20,000 policy for one year would be $1,200.

I use American Livestock Insurance Company through Harding and Harding. My contact person is Stuart Wilson. Cell number 217-454-9355.

Good luck with that new heifer.

Malinda

 

[Ben]

Livestock Insurance is 6% for 1 year and 4 % for 6 months of the value of the animal.  We also have shorter terms.  I am an agent for Harding & Harding American Live Stock Inc. and  can be reached at 785-262-1116

Thanks