I think you're right...theoretically, the calf should be diluted no matter what gene the sire transmits. I'm thinking that could be really ugly!
I was taught in Genetics that cattle have two genes that determine color, and there are three different genes for color: black which is dominant, red which is recessive, and white which is co-dominant and like you said, not what Charolais are. My understanding was that one white gene and one for black or red make a roan... two genes for white make a white shorthorn which would produce all roans when mated to a black or red. I have a blue roan cow that's 1/2 Angus and 1/4 Shorthorn that raised a solid red heifer last year, which makes me think the cow has a dominant black gene and a recessive red gene, and that makes two...I don't know where the roan comes from. Her mother was a true red roan Double Stuff daughter, so I know where it CAME from...what I mean is I'm a little interested to understand how she can be a blue roan and produce a solid red calf, which should have two copies of the red gene for coat color. I had expected the cow got a black gene from her Angus sire and the white gene from her red roan mother, and that she would only produce black, blue roan or red roan calves. The red daughter does have a white belly and white tail, and I'm wondering if that's how the white or roan gene has manifested itself in her...maybe she could produce a blue roan out of a black bull? I have seen two calves out of the same cow family that were definitely roan with no roan parents...out of purebred Simmies. And they aren't Shorthorn...I AIed both cows and I KNOW what was printed on the straw.
Anyway...interesting question. I love talking color genetics. What I really want to know is about the spot gene in Simmies and how/if it's connected somehow to the genes that make baldies, white feet and white tails!